V12 Finance

Here at Get A Grip Bicycle Workshop we offer 0% typical apr finance on all orders over £350! This means you can get 0% finance on bikes, clothing, parts and accessories, basically everything on our website (not applicable on sale items) just as long as the total comes to £350 or more! We make bike finance easy so you can split your payments and manage the cost of whatever you buy.

To make things easier we have a 0% finance calculator on every single bike over £350 on our website that will work out how much deposit you would have to pay and what the monthly instalments would be! Find this on the '0% Finance available' tab on each product page!


Our 0% Finance is easy and you can apply in store or online when you get to the checkout:

  • Choose the items you want to order with 0% Finance
  • Pay a minimum 10% deposit (or a bigger amount to bring your monthly payments down)
  • Apply for 0% Finance online, in store or over the phone (see instructions below)
  • Pay the balance over monthly instalments


We offer 3 types of finance payment options:

  • 3 months
  • 6 months
  • 12 months

All of these with 0% finance.


Cash price (inc. delivery & VAT): £700.00

10% Deposit (minimum required): £70

Outstanding balance: £630

Interest at 0% APR: £0.00

12 Monthly Payments of: £52.50


To make the application as fast and as simple as possible we operate a fully integrated online application process in partnership with our bankers V12, the UK's leading online finance provider. Everything is done online: instant decision, no paperwork to sign & post (e-signature is required), and just as quick as paying by card. Once accepted, you pay the deposit then the order is processed, simple.

Here's the step by step guide on how to apply on 0% finance online:

  • Select a bike size
  • The 0% Finance Available button will appear 
  • Click the button and select your finance payment option
  • Pay a minimum 10% deposit (or a bigger amount to bring your monthly payments down). In the deposit window it will show the maximum deposit that you can pay. Change it accordingly to your needs, but remember it has to be at least 10% of the final value.
  • Go to the checkout, click on the 'Apply for finance' button in the Alternative payment options
  • You will need to be logged in to go any further, if you are already logged in you will be taken to the V12 finance page to carry on the Finance option
  • Once your application is accepted and the deposit paid, your order is secured. Please note, the bike you initially order is not held for you until the deposit is paid. Until that point someone else can purchase it.
  • Bike is delivered or collected in store


You can apply for 0% finance in store but please remember to bring the following with you:

  • Photo ID
  • Account number & sort code
  • Address details of the past 3 years
  • Full time employment details (salary)
  • Credit or debit card for the 10% deposit in the same name as the finance application


Call our store on 0207 22 34 888 and we will process all the documents for you. Make sure you have the following to hand so we can process your application:

  • Account number & sort code
  • Address details for the last three years
  • Full time employment details (salary)


In order to apply for credit with V12 Finance you must:

  • be at least 18 years of age and under 75 years of age
  • be in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed
  • been resident in the UK for at least 3 years and will continue their residency in the UK
  • have a debit or credit card in your name and registered to your address
  • have a bank or building society current account


Any bike purchased using finance must be delivered to the applicant's home address. This is a legal requirement when a finance contract is in place - it helps protect customers from fraud and identity theft.


Our finance provider is V12 Retail Finance. V12 Retail Finance is the UK's only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance for over 20 years, specialising in Online Finance for the past 10 years, through our long-term dedicated funding lines.


V12 Retail Finance Limited

20 Neptune Court

Vanguard Way


CF24 5PJ

Tel: 02920 468900

Email: customerservices@v12finance.com